ALICE® Report: A Study of Financial Hardship in Maryland




onemainfinancial-logo-webFunding for the United Ways of Maryland ALICE report was made possible by OneMain® Financial.

ALICE is an acronym for Asset Limited, Income Constrained, Employed. The earnings of Maryland ALICE individuals and families are not enough to support a “survival budget” that is more than twice the Federal Poverty Level (FPL).

The ALICE Report, released by United Ways throughout the state of Maryland, reveals that nearly 750,000 households—more than a third—in Maryland can’t afford the state’s high cost of living and don’t earn enough to afford basic necessities.  The report provides a framework, language and tools to measure and address the struggles of the growing number of ALICE households in Maryland.

35% of Maryland Households Struggle to Afford Basic Household Necessities




“If you work hard, you think that you should be able to support your family. This report clearly shows that’s not the case for many families.” 

–Dr. Stephanie Hoopes, lead researcher and director, United Way ALICE Project

Click here to read Dr. Hoopes' Bio

ALICE Maryland Budget


Survival Budget Maryland

Every one of us was ALICE, is ALICE, or knows ALICE. ALICE works one or more jobs, yet doesn’t earn enough to afford the state’s high cost of living.

Typical ALICE Jobs:

Administrative Assistant
Wait Staff
Security Guard
Retail Employee
Food Preparation and Service

How Marylanders Become Homeless: 5 Stories

ALICE Maryland Choices

ALICE Maryland Community Cost

Jean Impact story
Heather (2)

“We make too much to get help, but not enough to survive.”

Meet Heather, a working mom with three children who’s finding it harder and harder to make ends meet for her family.

Central Maryland ALICE families percent

ALICE in Central Maryland

The report reveals that more than a third of central Maryland households can’t afford the high cost of living and don’t earn enough to afford basic necessities. For more insight on central Maryland’s struggling families, view the central Maryland-At-a-Glance report or select a specific county.

To read about ALICE in other Maryland counties, please select from these counties.

“This report strongly supports United Way of Central Maryland’s vision to provide the building blocks for long-term self-sufficiency—housing, employment, health and education—for those in need throughout our region.

But we can’t do it alone. We need the help of our supporters and volunteers to help us put more Maryland families on the path to stability.”

–Franklyn Baker, President and CEO, United Way of Central Maryland